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Family Financial Management in Realizing Sakinah Family

Penelitian

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Tanggal Publikasi: 30 Sep 2022

Abstrak

Improper household financial management often becomes a dispute in the family, which eventually becomes the cause of divorce. The divorce rate in Indonesia in 2020 reached 306,688 cases which has increased every year since 2015. According to data in June and July 2020, the number of divorce cases increased by 57 thousand cases with 80 percent of divorce cases that went to Religious Court filed by wives. Of all these cases, not a few are triggered by economic problems in the family. Family financial management hence is a way of managing family finances regularly and carefully through the stages of planning, implementing, and monitoring. By using library research and field research, this research categorizes and interprets the literatures using thematic analysis perspective. Coupled with understanding of maqasad al shari’ah, the results of the study find that Islamic family financial management starts from planning, based on tawhid and straight intentions. Then the family has to manage income, which ensures income is obtained and used in a lawful and tayyib way, complete with sense of mujahadah and ukhuwah. The family also has to manage needs, allocate proportionally (not stingy and wasteful), donate, record every cash flow (money in and out), Then if there is a surplus it must be managed with savings/investment and if the deficit is attempted to stay away from debt. Next, the family has to fulfill five elements of maqasad al shari’ah to achieve family financial dreams. Finally, financial evaluation is carried out by auditing, zuhud, gratitude and muhasabah. So that all financial activities must be run with good morals.

Keyword

Family Financial Management, Planning, Implementation, Supervision, Maqasid Al SHariah

Sitasi

Ningish, P.A., Mukhlisin, M., Nelli, J. (2022). Family Financial Management in Realizing Sakinah Family. In: Azid, T., Mukhlisin, M., Altwijry, O. (eds) Wealth Management and Investment in Islamic Settings. Springer, Singapore. https://doi.org/10.1007/978-981-19-3686-9_10

Link Publikasi
https://link.springer.com/chapter/10.1007/978-981-19-3686-9_10