Over-the-counter and restricted over-the-counter medications are commonly used by students because they are easily accessible and can be purchased when feeling unwell. The aim of this study is to understand the purchasing behaviour of over-the-counter and restricted over-the-counter medicines labelled as halal among students in the Jabodetabek region. In particular, this study examines the influence of the theory of planned behaviour (TPB), which includes behavioural control, subjective norms and attitudes, on the purchasing behaviour of halal labelled medicines. The research results show that behavioural control and subjective norms significantly influence the purchasing behaviour of halal medicines among students in the Jabodetabek region. However, contrary to initial expectations, no significant influence of the attitudinal variable was found on halal medicine purchasing behaviour among students in the Jabodetabek region.

This research aims to determine the influence of the halal label, knowledge and religiosity on local cosmetics labeled halal. Looking at the surrounding environment, many generation Z people still don't care about choosing local cosmetics that are labeled halal. Apart from that, this research advises consumers or cosmetic users to be careful in choosing the cosmetic brands they use, especially local cosmetics. Therefore, the author decided to conduct research on generation Z, both men and women who live in Jabodetabek. Around 112 respondents completed the survey, and data collection was done using questionnaire. The data were analyzed using software SmartPLS 3.0 with analysis method structural equation modeling (SEM).Result showed that consumers' decisions to buy are significantly and favourably influenced by the halal label. This shows that consumers are increasingly aware of the importance of choosing locally produced cosmetics that are halal certified.Further evidence of a noteworthy degree of awareness of the significance of selecting halal-labelled products comes from the significant link that exists between customers' knowledge of local cosmetics and their shopping decisions. This study suggests further exploration of the specific factors that drive the positive influence of the halal label and emphasizes the need for a deeper understanding of the complex dynamics between religiosity and purchasing decisions, thereby contributing valuable insights for industry stakeholders.

Artificial intelligence-based technologies, such as Chat GPT, are increasingly being applied in online businesses to improve business performance in businesses. This research uses qualitative research to explore the impact of using GPT Chat on online business performance among digital business actors using a phenomenology approach. In this research, data collection was carried out using a structured interview method. The data analysis method used in this research is thematic analysis. The results of data analysis show that using ChatGPT helps complete tasks faster, makes it easier to complete tasks, helps acquire new knowledge, helps acquire new skills, helps find innovative ideas, using ChatGPT can improve your service delivery to customers, helps identify problems faced by the company, helps in making decisions for the company, helps make better quality decisions and helps make more effective decisions.

This study aims to analyze the influence of variables such as knowledge, ability, attitude, and trust on the interest in using Shariah Peer to peer (P2P) Lending Fintech: A Case Study of Communities in Jabodetabek. The data source of this research is primary data derived from a sample of residents in Jabodetabek. Data collection was conducted by distributing questionnaires to 100 respondents. The analysis method used is Partial Least Squares Structural Equation Modeling (SEM-PLS) technique using SmartPLS.3 software. The results of this study indicate that all four variables significantly influence interest and engagement of the community in using Shariah fintech services. It emphasizes the complexity of factors influencing the adoption of Shariah financial technology.

The study aimed to assess the impact of graduates
from Islamic boarding schools and general schools on Quran
memorization levels and academic grades of Hafidzpreneur
students. The method used was a dummy variable regression
with data processing using Microsoft Excel 2016. The primary
data used were collected through questionnaires distributed to
Hafidzpreneur students via Google Forms. The data were
analyzed using regression analysis, partial F-test, and
simultaneous F-test. The R-squared value in this study was
0.416, indicating that the dependent variable (Quran
memorization) can be explained by the independent variables
(graduates from Islamic boarding schools and general schools,
and academic performance) to the extent of 41.6%. The
remaining 58.4% can be explained by other variables. The
study found that graduates from both Islamic boarding
schools and general schools negatively affected Quran
memorization, as indicated by a probability of 0.34 > α = 0.05.
Additionally, academic performance negatively influenced
Quran memorization, with a probability of 7.52 > α = 0.05. The
study concluded that students from both Islamic boarding
schools and general schools, as well as academic performance,
do not significantly affect the level of Quran memorization
among Hafidzpreneur students. The study has significant
implications in increasing understanding about the
relationship between graduates from general and Islamic
boarding schools on Quran memorization and academic levels.
The study's results can help educational institutions develop
new programs that combined religious and general education,
particularly for students interested in becoming
Hafidzpreneur.

The population of Ogan Komering Ilir Regency in 2020 was 769,348 people. The poverty rate in 2020 reached 123.34 thousand people, then in 2021 it increased to 124.78 thousand people. The increasing poverty rate is a problem for the performance of zakat managers, while zakat itself is a form of poverty alleviation effort. This research is to determine the impact of zakat management performance in alleviating poverty in Ogan Komering Ilir district and the factors that influence the performance of zakat management in poverty alleviation. Quantitative descriptive analysis method. The total respondents in this study were 100 respondents from zakat management employees in each district, sub-district, sub-district/village of Ogan Komering Ilir district. In this research, a new variable is added in the performance of zakat management, namely the muzakki trust variable. The analysis method in this research uses Partial Least Squares Structural Equation Modeling (PLS-SEM). The results of this research show that zakat management performance factors influence poverty alleviation by 59.2% and the remaining 40.8% is influenced by other variables. Overall, the performance of zakat management has a positive and significant effect on poverty alleviation.

This research aims to analyze the effect level of halal tourism literacy and tourist behavior towards interest in visiting halal tourism with a focus on halal tourism in Riau Province. This research uses the PLS-SEM (Partial Least Square Structural Equation Modeling) method to illustrate the results of regression analysis related to testing the relationship between independent and dependent variables. The results of this research reveal that the variables of halal tourism literacy and tourist behavior have a significant effect on interest in visiting halal tourism, which means that the better the public's literacy towards halal tourism, the better the public's attitude towards halal tourism. Vice versa, the better the public's attitude towards halal tourism, the higher the interest in visiting halal tourism. Therefore, it is important to cultivate a positive image of halal tourism to ensure halal tourism in Indonesia, especially in Riau Province.

Islamic banks need to develop strategies to increase customer loyalty. It prevents customers from switching to other banks and ensures business survival. This is especially true for Islamic regional banks with relatively homogeneous customer bases. This study investigates the impact of perceived service quality and Islamic financial literacy on customer loyalty in NTB Syariah Bank, which is recognized for its excellence in regional banking. Through purposive sampling, data is gathered via questionnaires from 85 respondents after filtering through 112 respondents and analysed using Structural Equation Modelling (SEM). Key findings reveal that service quality significantly influences customer loyalty, with empathy and tangibility emerging as crucial factors. Empathy is crucial in fostering positive customer experiences and building long-term relationships. A high level of tangibility can enhance customer confidence and satisfaction. Additionally, the study underscores the positive correlation between service quality, Islamic financial literacy, and customer loyalty. Practical implications highlight the importance of enhancing financial literacy and fostering trust in Islamic banking through regulatory support and educational initiatives. This research fills a gap in understanding regional bank practices and offers insights for tailored financial literacy programs in rural communities.
 

This study aims to identify how Transparency and Service Quality influence Muzakki's decisions to pay Zakat at Baznas Kabupaten Kepulauan Meranti. Data in this study is processed using quantitative analysis through the partial least square (PLS) approach in the Structural Equation Model (SEM), utilizing the statistical software SmartPLS 3.0. The data collection instrument was a Likert scale questionnaire. The research sample was taken using non probability sampling method, with purposive sampling technique, resulting in 150 respondents from Muzakki in Kabupaten Kepulauan Meranti.The results of this study indicate that the transparency towards Muzakki's decision to pay zakat on the path coefficients with the original sample value of 0.129 means it has a positive effect with the t-statistic value obtained of 1.278 with a p-values value of 0.202 which is greater than 0.05, thus having a non-significant effect. The service quality variable has a positive and significant effect on Muzakki's decision to pay Zakat at Baznas Kabupaten Kepulauan Meranti. The transparency and service quality variables together have a simultaneous influence on Muzakki's decision to pay Zakat by 47%, while the remaining 53% is explained by other external variables not investigated in this study.

This study aims to compare consumption theories according to the perspectives of Monzer Kahf, Abdul Manan, and Yusuf Al-Qardhawi. It employs a formal literature review method to compare the consumption theories of these three figures, utilizing qualitative analysis of relevant literature and texts such as books, articles, and journals authored by the three thinkers. The research findings indicate that Monzer Kahf, Abdul Manan, and Yusuf al-Qardhawi have different approaches to understanding consumption in the context of Islamic economics. Monzer Kahf emphasizes the importance of consuming goods without extravagance or wastefulness and paying attention to the benefits of those goods. Abdul Manan underscores the significance of creating fair income and wealth distribution. Meanwhile, Yusuf al-Qardhawi emphasizes the importance of consuming by considering necessary needs, including spending wealth for goodness, avoiding miserliness, combating wasteful actions, and adopting a modest attitude in spending wealth. Thus, the three consumption theories according to the perspectives of Monzer Kahf, Abdul Manan, and Yusuf Al-Qardhawi share similarities in emphasizing the importance of moderate consumption, avoiding miserliness, and meeting the basic needs of individuals and society.

This study examines the spiritual and religious engagement of young people in high-risk neighborhoods to uncover their role as internal protective mechanisms against substance abuse. Through qualitative research, the study explores participants' perspectives and practices related to spirituality. The findings reveal a nuanced understanding of spirituality, with religious devotion and internalization emerging as prominent themes for nearly a third of participants (29.35% overall). The importance of connecting with Allah, fostering inner strength, ethical considerations, and the intertwined pursuit of self-knowledge and knowledge of God are emphasized and comprise about one-fifth, nearly one-fifth, about 15%, and nearly 12% of participants, respectively. In addition, religious practices such as obligatory prayer, recitation of ma'thurat, participation in zikir and reading religious texts, especially the Qur'an, are widely practiced among the participants. These practices are practiced by more than 30%, about 22%, over 17% and about 15% of the participants, respectively. These findings highlight the multiple ways in which religious engagement fosters discipline, spiritual empowerment, leadership, community support and personal reflection, and is thus a critical component in promoting healthy lifestyles and resilience to substance abuse among youth in a high-risk environment.

This study examines the complex dynamics of protective and risk factors that impact substance abuse among youth in high-risk neighborhoods. Using a qualitative methodology based on interviews with young people from these neighborhoods, it illuminates the nuanced subtleties that shape their experiences. Internally, the findings reveal significant vulnerabilities among young people, with a notable proportion experiencing a lack of spiritual knowledge and practice (43%)and succumbing to curiosity (38%). Stress pressure (14%) and initiation through smoking (5%) were also identified as factors contributing to their vulnerability. From an external perspective, the negative influence of peers (28) emerged as an important risk factor, followed by inadequate parental education (24%) and family involvement with drugs (19%). The negative effects of a negative neighborhood environment (17%), parental separation (9%) and type of occupation (4%) were also evident. However, amidst these risks, certain protective factors were also identified. Internal spiritual knowledge and practice (33%), awareness of the dangers of drugs (30%), positive peer influence (24%) and assertiveness (13%) demonstrated resilience to negative influences. Robust external protective factors included the ability to choose friends (42%), the positive influence of family (43%) and the ability to avoid drug hubs (14%), emphasizing the importance of social support structures and informed choices in risk reduction. This research emphasizes the complexity of protective and risk factors impacting young people in high-risk areas and provides valuable insights for policy makers, practitioners, and communities to develop targeted interventions aimed at promoting resilienceand safeguarding the wellbeing of vulnerable young people.

Substance or drug abuse is one of the biggest threats to the nation. One of the main factors contributing to the failure of staying abstinent is the lack of social support from the community. The models of prevention programs are mostly adopted from the Western model, which seems to be unfit for the local context. Hence, there is a significant need to explore new strategies in which the protective and spiritual elements are practiced in the community in Malaysia against drug abuse. The emerging themes for Malaysians’ protective and spiritual factors are useful for conceptualizing and developing a psychospiritual prevention module for the community in Malaysia using the Sidek Module Development Model (2005). The objective of this research is to evaluate the influence of a psychospiritual prevention module on (1) spiritual awareness, (2) locus of control, (3) knowledge, and (4) self-assertiveness. To achieve this, participants were assigned to either an experimental or control group during both the initial assessment and follow-up evaluation. This study employed a quasi-experimental design involving two distinct youth cohorts, each consisting of 33 individuals in both the experimental and control groups. The experimental group participated in a psychoeducational intervention conducted in seven sessions by trained staff, whereas the control group received no intervention. The comparative analysis between the pre- and post-tests revealed a significant increase in the mean scores for spirituality (from 172.24 to 188.12 in the post-test and 191.79 in the follow-up test), locus of control (from 68.76 to 76.79 in the post-test and 87.52 in the follow-up test), knowledge (from 28.91 to 41.48 in the post-test and 72.09 in the follow-up test), and self-assertiveness (from 99.48 to 106.42 in the post-test and 119.42 in the follow-up test) in the experimental group. In contrast, the three variables examined did not exhibit noteworthy increases within the control group. The new evidence-based module can create synergy between government agencies and the community in drug prevention.

Purpose – This research aims to analyze the effect of service attributes, including halal food and beverages, sharia-compliant hotel facilities, sharia-compliant hotel operations, and Sharia-compliant hotel design, to revisit Sharia hotels in Jakarta, Bogor, Depok, Bekasi (Jabodetabek) areas with halal awareness as a moderating variable.

Methodology – The data utilized consisted of 150 respondents who are Muslim consumers who have previously stayed and revisited Sharia hotels in the Jabodetabek area. Sampling technique used was purposive sampling. The data were analyzed using structural equation modeling (SEM) and processed through partial least squares (PLS) analysis.

Findings – This research found that Sharia-compliant hotel operations and design significantly and positively influence consumers' intention to revisit Sharia hotels in Jabodetabek. However, halal food and beverages, as well as Sharia-compliant hotel facilities, ddid not have a significant impact on repeat visits. Halal awareness, as a moderating variable, has not been able to strengthen the influence of Sharia hotel service attributes on repeat visits.

This research analyzesthe influence of promotions, live streamers, and time pressure on purchasing decisions made through the Shopee Live feature. The method employed in this study is quantitativedescriptive. This research's population and sample size totaled 193 individualsin Jabodetabek Area. The sampling technique utilized is probability sampling with purposive sampling. The statistical analysis conducted in this research employed Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0 software. The research findings indicate that promotions have a significant positive effect on purchasing decisions through the Shopee Live feature. Additionally, live streamers exert a significant positive influence on purchase decisions via the Shopee Live feature. Moreover, time pressure demonstrates a significant positive effect on purchasing decisions through the Shopee Live feature.The Shopee Live feature is expected to increase effective promotional strategies, namely personal sales and direct marketing carried out by live streamers, so that customer awareness of the Shopee Live feature continues to increase, thereby influencing purchasing decisions. Furthermore, the Shopee application is expected to provide more sales promotions and also provide time limits when conducting live streaming.

Despite economic growth in the Minas district, the development of Islamic banks remains under-researched, making it an interesting topic for investigation.This study aims to assess the impact of knowledge, religiosity, and community attitudes on savings interest in Islamic banks. The variables considered are knowledge (X1), religiosity (X2), attitude (X3), and savings interest rate (Y). Using a quantitative descriptive approach with Struc-turalEquationModellingPartialLeastSquares(SEMPLS),we collected primary data from questionnaires targeting individuals aged 15 years and above in Minas District, Siak Regency, Riau Province. The results show that knowledge and religiosity have a positive and significant influence on Islamic banks, while attitude shows no significant influence. ThesefindingsprovidecrucialinsightsintothedeterminantsofIslamic banking services at the local level.They suggest that Islamic banks and stakeholders should develop more effective marketing and educational strategies to improve community knowledge,religiosity,and attitudes towards Shariah finance.Ultimately,this will promote interest in saving, especially in the Minas district.

Pendidikan merupakan salah satu upaya dalam membentuk kepribadian individu dari tingkat pendidikan dasar hingga perguruan tinggi. Individu yang memiliki peran sebagia mahasiwa/i memiliki tugas utama sebagai agent of change yakni menjadi pusat perubahan dalam sebuah lingkungan Kepribadian adalah keseluruhan sikap, perasaan, ekspresi, temperamen, ciri-ciri khas dan prilaku seseorang. Sikap, perasaan, ekspresi dan tempramen itu akan terwujud dalam tindakan seseorang jika dihadapkan pada situasi tertentu. Kesatuan sikap, perasaan, ekspresi, tempramen dan perilaku seseorang tentunya akan berbeda antara laki-laki dan Perempuan yang cenderung ekspresif dalam menunjukkan emosinya sehingga konflik antar satu dan lainnya mudah terjadi yang tentunya akna menghambat proses sosialisasi khususnya bagi mahasiswi yang memiliki kecenderungan introvert.  Subjek penelitian ini adalah 20 mahasiswi IAI Tazkia yang memiliki kecenderungan tipe kepribadian introvert. Penelitian ini menggunakan metode penelitian deskriptif kualitatif. Hasil dari penelitian menunjukkan bahwa dari 5 tahapan sosialisai 57% mahasiwi masih dalam tahap Penerimaan dimana dalam tahap ini individu masih terfokus untuk dapat menerima norma-norma sosial yang ada di sekitar asramanya. Hasil ini menunjukkan perlu adanya pendampingan khususnya bagi mahasiswi yang introvert agar dapat berhasil dalam bersosial.

This study aims to analyse financial distress and potential financial statement manipulation in Islamic commercial banks. In addition, this study analyses the relationship between the two. Financial distress is measured by the Altman Z-Score m,odelBeneish M-Score measures potential financial statement manipulationh M-Score. The analysis techniques used are descriptive qualitative and Pearson CorrelatioUsinging data from 12 Islamic Commercial Banks in Indonesia for the period 2020 - 2022, the results of the Altman Z-Score calculation show that Islamic commercial banks in Indonesia are financially healthy. This indicates the effectiveness of Islamic bbanks'business strategies, especially in facing the Covid-19 pandemic. The results of the Beneish M-Score calculation prove that Islamic banks are not included in the manipulator category. The Pearson Correlation Coefficient shows that there is no significant relationship between financial distress and financial statement manipulation at Islamic Commercial Banks in Indonesia. The tight supervision by regulators closes the opportunity for manipulation of financial statements. In addition, the characteristics of Islamic banks that are dominated by funds from retail customers can explain the insignificance of the relationship between financial distress and financial statement manipulation.

This research aims to analyze the prohibition on giving wages to foundation organs (founders and trustees) from an Islamic perspective, especially on the principles of justice. This research is included in the type of qualitative descriptive research (non-statistical) using the library research method (literature review) through a juridical-normative and conceptual approach. The results of the research show that from an Islamic perspective, the prohibition on giving salaries or wages to foundation organs, especially to foundation Trustees and Supervisors, can be said to be a form of injustice, where the management (with some limitations) is entitled to a salary, while the Trustees and Supervisors are not allowed to receive it. Therefore, when the administrators and related parties in the management of the foundation, including Trustees and Supervisors, work in accordance with a mutually agreed contract, agreement, or contract, then wages for performance must be paid fairly and transparently, according to the agreement and willingness of both parties.

Research mapping is essential to describe the topic and appropriate references before conducting research, including Islamic letters of credit. This research aims to review the literature on Islamic letters of credit. This research is a literature review using bibliometric methods with the Dimensions database. The keyword used in the article search is Islamic letter of credit. The data found and processed was 56 articles published from 2010-2023. The data was processed using Microsoft Excel and Bibilioshiny R programs. This research shows that most of the most productive writers come from Malaysia and Turkey. A topic that can be developed for further research is Islamic economic contracts linked to Islamic letters of credit. This research can be used as a reference for future research, as well as information regarding research gaps and an overview of research conditions regarding Islamic letters of credit, which will be developed to be broader and more varied.