Poverty is the wide world problem to the present. Various programs are presented in an effort to reduce and minimize the problem posed. This paper described the approach based on Islamic teachings. It is the combination of the social contract, business and cooperation. It start form social akad, followed by the business and commercial contract, and the last is the risk solving problem. A Comprehensive stage that cannot be directly implemented in stages, and it is good preparation. Meaning the poor in the hadith also indicates the importance of attention of all the parties is not limited to any material deficiencies. Abolishing riba contracts become a compulsory, because the impact of usury posed for the poor. Pairing the word riba in Quran with three words will inspirese the solutions and replacement of such contract.