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Determinants of Islamic Performance Ratio in Islamic Banks with Return on Assets as Moderating Factor

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Tanggal Publikasi: 1 Agt 2023

Abstrak

The plan of the Indonesian government that wants to make Indonesia the center of the world's Islamic economy and finance must be supported by all stakeholders. Therefore, as one of the vital elements in the Islamic financial ecosystem, Islamic banks need to have an excellent performance to increase the trust of the national and international community. In addition, Islamic banks with different operational principles from conventional banks should have different performance measurements compared to performance measurements from conventional banks. The purpose of this study is to analyze the factors that can potentially affect the Islamic Performance Ratio (IPR). These factors include independent variables consisting of financing, the distribution ratio (Financing to Deposit Ratio-FDR), labor cost ratio (LCR), promotion cost ratio (PCR), financing quality ratio (Non-Performing Financing-NPF), ratio distribution of financing to micro, small and medium enterprises (MSMEs) and Return on Assets (ROA). Furthermore, to determine the relationship between financial performance indicators in

Keyword

Islamic Bank; Islamic Performance Ratio (IPR); Financing to Deposit Ratio (FDR); Labor Cost Ratio (LCR); Promotion Cost Ratio (PCR); Non-Performing Financing (NPF); Micro Small & Medium Enterprises (MSMEs); Return on Assets (ROA

Sitasi

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Link Publikasi
http://ijcf.ticaret.edu.tr/index.php/ijcf/article/view/266