Dr. Ries Wulandari, S.P., M.Si.
Ekonomi Syariah
Biografi
Peneliti LPPM Tazkia
19
Penelitian
0
Pengabdian Masyarakat
Penelitian
Tanggal Publikasi: 4 Mar 2024
BIBLIOSHINY R APLICATION ON ISLAMIC SOSIAL FINANCE
Penelitian ini bertujuan untuk mengetahui perkembangan tren penelitian keuaangan sosial
islam yang diterbitkan oleh jurnal-jurnal terkemuka di bidanng ekonomi keuangan Islam.
Data yang dianalisis dari 59 publikasi penelitian di scopus. Kata kunci pencariannya
adalah “ISF Zakat Waqf Muslim”. Pencarian digunakan untuk menetapkan dataset studi
terakhir diperbaharui pada Agustus 2023. Metode statistic deskriptif digunakan, dan
analisis bibliometrix dilakukan menggunakan biblioshiny, aplikasi berbasis R, untuk
menghasilkan peta bibliometrix. Jumlah artikel yang membahas Islamic Sosial finance
cukup banyak dalam beberapa bulan terakhir, dengan lebih dari 50 artikel yang
diterbitkan. Kata kunci yang paling populer yang digunakan dengan topik Isalmic Sosial
Finance (zakat dan Waqf ) adalah “Islamic”, kata yang paling umum kedua adalah “Waqf”,
kata yang paling umum ketiga “Zakat”. Adapun kata kunci yang terkait adalah “Indonesia”,
"Malaysia” kemudian selanjutnya “philanthropy", "accounting, poverty, development,
perspective, social, syariah". Penelitian ini memberikan gambaran tentang tren kata kunci,
jurnal, dan penulis artikel paling populer dengan topik Islamic Sosial Finance (Zakat dan
Waqf), yang menjadi tema yang cukup populer dalam beberapa tahun terakhir, sehinggal
memberikan informasi bagi para peneliti yang konsen dalam bidang tersebut.
Penelitian
Tanggal Publikasi: 4 Apr 2024
Do Foreign Direct Investment and Dual Banking’s Credit Support Agriculture Growth in Developing Eight Organization’s Member?
Agriculture sector needs to be supported as the most important sector feeds the world, including support from financial sector. This paper analyzes the relationship between financial sector and agricultural sector. In theoretical studies, there are different views regarding the relationship between financial sector and economic growth (finance growth nexus). The first view states that there is a relationship and the second view: there is no relationship between financial sector and economic growth. The study uses panel quarterly time series data from 2013Q01-2022Q04 and cross-section data from 7 countries as member of Developing Eight (D8) Organization. This study employs the dynamic panel analysis, Panel Autoregressive Distributed Lag (PARDL) - Pooled Mean Group (PMG) approach. The result shows that finance - agriculture growth nexus exists in Developing Eight. There is co- integration between Foreign Direct Investment for agriculture, agricultural credit, agricultural sharia financing, labor, and agriculture sector in the long run. FDI and agriculture credit from conventional banking has positive significant relationship in the long run, but agriculture sharia financing performs negative significant relationship. The growth of agriculture sector in the short run is supported by FDI, agricultural credit, and agricultural sharia financing. The result varies across countries in the short run. Agricultural credit from dual banking behave as complementary each other to support agriculture sector found in Malaysia and shows limited role in other country. This finding recommends a room of improvement to increase productivity in agriculture sector by optimizing financial sector.
Penelitian
Tanggal Publikasi: 24 Agt 2025
Dampak Konsumsi Energi Terbarukan Terhadap Ketimpangan Pendapatan di Negara-Negara OIC (Organisation of Islamic Cooperation)
This study aims to investigate whether renewable energy consumption has an impact on
income inequality in OIC countries. This study also wants to prove whether the Kuznets curve
hypothesis applies in OIC countries. This analysis uses annual data from 1999 to 2020 in 20 OIC
member countries and the PMG ARDL method in analyzing data with the help of Eviews 13. The
results of the study show that in the long run, renewable energy consumption has a significant
positive relationship with income inequality. This finding is different from previous studies which
stated that renewable energy consumption has a negative relationship with income inequality.
Because the results show a positive relationship between GDP growth and income inequality and
a negative relationship between squared GDP growth and income inequality, it is proven that the
Kuznets curve applies in OIC countries. This study also uses control variables, namely carbon
emissions and zakat levels. Carbon emissions have a significant positive relationship with income
inequality. The zakat level also has a positive relationship with income inequality with a
significance level of 1%.
Penelitian
Tanggal Publikasi: 6 Mar 2024
Impact of attitude, subjective norms, and perceived behavioural control on intention to invest in retail green sukuk among Muslim millennials in Jabodetabek
Introduction
Retail green sukuk is an environmentally friendly investment option for millennials. However, there have not been many studies related to this in the context of millennials in big cities in Indonesia.
Objectives
This research aims to analyze the impact of attitude, subjective norms, and perceived behavioral control in intention to invest in retail green sukuk among Muslim millennials in Jabodetabek.
Method
This research uses the PLS-SEM (Partial Least Square Structural Equation Modeling) which presents the results of regression analysis relating to testing the relationship between endogenous and exogenous variables. A total of 183 Muslim millennials participate in this research by fulfilling an online questionnaire.
Results
The results of this research show that these three variables significantly influence Green Sukuk investment interest among Millennial Muslims in Jabodetabek, with a significance value of attitude of 0.669, subjective norm of 0.213, and perceived behavioral control of 0.030.
Implications
Governments or other corporations issuing retail green sukuk instruments should focus more on promoting their green initiatives. This will create a positive attitude among millennial investors toward Retail green sukuk instruments.
Originality/Novelty
This study provides insights into the intention to invest in environmentally friendly financial product among Muslim millennials living in large cities in Indonesia.
Penelitian
Tanggal Publikasi: 16 Mar 2024
Zakat and poverty alleviation in Muslim countries: A Biblioshiny application
Introduction
Poverty is a topic that is hotly discussed in the economic world, especially in developing countries, including Muslim countries. However, research on scientific developments regarding poverty in Muslim countries is still limited.
Objectives
This study aims to examine trends in the development of zakat and poverty alleviation in Muslim countries using the Scopus database over a period of 32 years from 1991 with the keyword zakat poverty.
Method
A bibliometric approach was used to answer this goal by mapping research publications with the help of R-Biblioshiny software.
Results
The results found 172 document sources discussing this topic, of which 114 journal articles made the largest contribution. The most relevant journal is Journal of Islamic Accounting and Business Research. Apart from that, the largest country's publication contribution is Malaysia, with 160 articles, with the most productive writer Saad Raj, who has a fairly extensive network of author collaborations. Finally, the relationship between words divided into five naming clusters is an important discussion in this research.
Implications
The mapping results in this study can serve as a reference for developing new research on zakat and poverty alleviation in Muslim countries in the future.
Originality/Novelty
This study contributes to the mapping of scientific development
Penelitian
Tanggal Publikasi: 30 Nov 2024
Agricultural Credit Supply in Developing Eight Organization’s Member Countries: The Behavior Towards Agricultural Risk
The 11th Global Food Security Index (2022) shows an increase in agriculture risk and a decline in the food environment for the third year which is feared to threaten global food security. It is urgent to have more concern for food security in advanced and emerging economies, such as Developing Eight (D-8) economies. This paper analyzes the determinants of agriculture credit supply in D-8’s banking and how they affect agriculture risk. The study uses panel quarterly time series data from 2013Q01-2022Q04 and cross-section data from 7 countries as members of the Developing Eight (D8) Organization. This study employs the dynamic panel analysis, Panel Autoregressive Distributed Lag (PARDL) - Pooled Mean Group (PMG) approach. The result shows that agriculture credit supply and its explanatory variables have a significant relationship in the long run. Unfortunately, only previous credit supply and agriculture risk contribute to the agriculture credit supply in the short run. The result varies across countries in the short run. Banking in Indonesia considers agricultural risk by decreasing the agricultural credit supply while banking in Malaysia and Turkey maintains a positive agricultural credit supply despite the increase in agricultural risk.
Penelitian
Tanggal Publikasi: 1 Jun 2013
INTEGRITY
Corruption affects almost every aspects of human life. It’s domino effect widespread on the existence of the nation and the state especially exacerbate the nation’s economic condition. Corruption is not a form of ordinary crime because it was damaging the joints of life’s most basic social ethic that even humanity. The main factor triggering corruption is the internal aspect comes from the private consists of moral aspects, such as lack of faith, honesty, shame, attitudes or behavior of consumption and social life as a family that can drive a person to behave corrupt. While there are external factors that can be traced from the economic aspect. Such as income or salary is not sufficient, political instability, political interests, power, lack of accountability and transparency, and weak law enforcement and social aspects of the environment or the people who do not support anti-corruption behavior. Therefore anti-corruption behavior cultivations can be done through integrity and anti-corruption education. The ASEAN Seminar & Conference: Education ASEAN Societies for Integrity, we hope can make higher education plays a great role in introducing Integrity Education. By collaboration of universities might also positively provide better impact to ASEAN Integrity for Integration.
Penelitian
Tanggal Publikasi: 1 Jan 2013
ANALISIS PERMASALAHAN FINANCING CRUNCH DALAM INTERMEDIASI PERBANKAN SYARIAH : SOLUSI DALAM PERSPEKTIF MAQASHID SHARIAH
Pertumbuhan perbankan syariah yang mencapai 30% per tahun menjadi fenomena tertentu. Namun di lain pihak signifikansinya dilihat belum optimal karena market sharenya masih di bawah 5 % (BI, Februari 2013). Dalam hipotesis penulis, salah satu penyebab belum optimalnya market share dalam 3 tahun terakhir, adalah peran intermediasi yang diduga belum optimal. Belajar dari pengalaman bank konvensional, pernah terjadi fenomena credit crunch (1998-2000) yang menyebabkan pertumbuhan perbankan sempat melambat dalam beberapa kuartal. Isu financing crunch memang belum muncul seperti credit crunch yang kajiannya sudah cukup lengkap, oleh karena itu penelitian ini harus segera diinisiasi. Tujuan penelitian yaitu (1) mengkritisi peran intermediasi perbankan syariah di Indonesia pada kurun waktu 2008-2012 dengan mengungkap ada tidaknya financing crunchi . (2) mengkaji solusi atas permasalahan intermediasi melalui studi pemikiran ekonomi Islam dalam perspektif maqashid shariah. Metode yang digunakan dalam penelitian ini menggunakan pendekatan kuantitatif dengan VECM dan kualitatif dengan content analysis. Hasil penelitian (1) Terdapat dugaan terjadi financing crunch selama kurun waktu penelitian sehingga perbankan syariah harus mencermati kondisi ini. Jika tidak segera menjadi perhatian, maka fenomena ini dapat menjadi kenyataan yang tidak mendukung pertumbuhan perbankan syariah (2) aspek keadilan dan manfaat (mashlahah) dalam maqashid syariah merupakan solusi penting. Produk simpanan jangka panjang skala ritel harus menjadi perhatian untuk menghindari motif spekulasi para deposan sehingga akses kepada pembiayaan syariah dapat diperluas tetap dengan mitigasi resiko.
Penelitian
Tanggal Publikasi: 16 Mei 2023
RETESTING OF PROCYCLICALITY IN INDONESIAN SHARIA BANKING DURING THE COVID-19
Introduction: The Covid-19 pandemic is unique because the financial sector is usually affected earlier when a shock occurs, but in this incident, the real industry is more affected. Differences of opinion regarding procyclicality maintain the importance of early indication. Methods: This study aims to reexamine procyclicality in Islamic banking using the VAR/VECM method. Results: The results show that Islamic banks are proxies that support economic development without causing bubbles. Conclusion and suggestion: The avoidance of MAGHRIB (Maysir, Gharar and Riba) ultimately makes Islamic banks have financing characteristics that are different from conventional loans.
Penelitian
Tanggal Publikasi: 1 Des 2011
Analisis determinan peringkat sukuk dan peringkat obligasi di Indonesia
This study attempts to analyze the determinants of sukuk and bond rating in Indonesia. The purpose of this study is to determine factors influencing sukuk and bond rating using separate test. The study uses financial and non financial ratios such as company growth, firm size, profitability, liquidity, leverage ratio, and sukuk and bond maturity. This study examines corporate sukuk and bond that listed from 2004-2006 (9 sukuk and 15 bonds) at Indonesian Stock Exchange for the period of 2007-2009. This research employs ordinal logistic regression. The result of the study reveales that only firm size variable determines sukuk rating while others are not (growth, profitability, liquidity, leverage ratio and maturity). Firm size, profitability, and maturity influences the bond rating above 5 years while growth, liquidity, and leverage ratio are not significantly influence the bond rating.
Penelitian
Tanggal Publikasi: 3 Des 2012
Do Credit Channel and Interest Rate Channel Play Important Role in Monetary Transmission Mechanism in Indonesia? : A Structural Vector Autoregression Model
This paper assesses the importance role of two monetary transmission mechanism channels in managing inflation and contributing to economic growth, by employing Structural Vector Autoregression (SVAR) model. The monetary transmission channels are interest rate channel and credit-bank lending channel. The model is then solved by implementing forecasting error variance decomposition to investigate the contribution of each variables to both inflation and economic growth. It is shown that interest rate channel plays important role in monetary transmission mechanism for maintaining inflation but has limited role in the economic growth. In the other hand, credit-bank lending channel can effectively affect economic growth
Penelitian
Tanggal Publikasi: 25 Jan 2023
ANALISIS PERMASALAHAN FINANCING CRUNCH DALAM INTERMEDIASI PERBANKAN SYARIAH : SOLUSI DALAM PERSPEKTIF MAQASHID SHARIAH
Pertumbuhan perbankan syariah yang mencapai 30% per tahun menjadi fenomena tertentu. Namun di lain pihak signifikansinya dilihat belum optimal karena market sharenya masih di bawah 5 % (BI, Februari 2013). Dalam hipotesis penulis, salah satu penyebab belum optimalnya market share dalam 3 tahun terakhir, adalah peran intermediasi yang diduga belum optimal. Belajar dari pengalaman bank konvensional, pernah terjadi fenomena credit crunch (1998-2000) yang menyebabkan pertumbuhan perbankan sempat melambat dalam beberapa kuartal. Isu financing crunch memang belum muncul seperti credit crunch yang kajiannya sudah cukup lengkap, oleh karena itu penelitian ini harus segera diinisiasi. Tujuan penelitian yaitu (1) mengkritisi peran intermediasi perbankan syariah di Indonesia pada kurun waktu 2008-2012 dengan mengungkap ada tidaknya financing crunchi . (2) mengkaji solusi atas permasalahan intermediasi melalui studi pemikiran ekonomi Islam dalam perspektif maqashid shariah. Metode yang digunakan dalam penelitian ini menggunakan pendekatan kuantitatif dengan VECM dan kualitatif dengan content analysis. Hasil penelitian (1) Terdapat dugaan terjadi financing crunch selama kurun waktu penelitian sehingga perbankan syariah harus mencermati kondisi ini. Jika tidak segera menjadi perhatian, maka fenomena ini dapat menjadi kenyataan yang tidak mendukung pertumbuhan perbankan syariah (2) aspek keadilan dan manfaat (mashlahah) dalam maqashid syariah merupakan solusi penting. Produk simpanan jangka panjang skala ritel harus menjadi perhatian untuk menghindari motif spekulasi para deposan sehingga akses kepada pembiayaan syariah dapat diperluas tetap dengan mitigasi resiko.
Penelitian
Tanggal Publikasi: 25 Jan 2023
ANALYSIS OF THE IMPLEMENTATION OF SHARIA INSURANCE FOR THE AGRICULTURE SECTOR
The allocation of financing for agricultural sector in Islamic Banking Institution is low compared to the other sector. The risk of high uncertainty, which includes the level of damage to farms and the level of crop failure, becomes the financing risk consideration for the banking. Rice farm insurance can be an alternative to mitigate this risk so the a Islamic the banking will have a partner to share the risk. The insurance practice for agricultural sector has been initiated by the Ministry of Agriculture, but there are still some limitation due to the insurance inclusion and sharia compliance issues. This research provides a proposal of the implementation of shariah agricultural insurance with Analytical Network Methodology (ANP). The objectives of this study are 1) analyzing the benefit, opportunity, cost, and risk of the implementation of Islamic agricultural insurance and 2) find the most important aspect due to the shariah agricultural insurance implementation. The research finds that the most important aspect is opportunity. This insurance will give opportunity to the farmer by providing protection for the crop from the risk of harvest failure with shariah compliance and using shariah banking. The shariah scheme will help the government increasing the insurance inclusion. This scheme will benefit the farmer due to the increasing of crop insurance awareness. The requirement of this implementation comes from the cost aspect, namely legal aspect and the risk will rise from the moral hazard as fraud claim. The results of this study indicate that the implementation of shariah insurance for the agricultural sector has opportunities and benefits, but there are still some notes to be addressed
Penelitian
Tanggal Publikasi: 25 Jan 2023
Determinant of Poverty Using Islamic Value Approach : A Contribution to Economy Policy for OIC Member Countries and Non Member Countries in Southeast Asia
Poverty is one of the crucial issues in the world, particularly the developing countries in Southeast Asia. Each country seeks to increase the GDP per capita in order to reduce the poverty. To achieve this goal such policies have been made with different strategy. This study aims to investigate the determinations of poverty in OIC members countries and OIC Non members countries in Southeast Asia. The object of OIC Members Countries are Indonesia and Malaysia as well as Thailand and the Philippines for OIC Non Members Countries. This research used Fixed Effect regression with panel. The model consisting of the dependent variable and several independent variables including poverty, human development index, per capita GDP, government spending on education and health, Gini ratio and access to clean water. The results showed that the determinants of poverty in OIC Members Countries are HDI, government spending on health, per capital GDP, Gini ratio, and access to clean water. While the determinants of poverty in OIC Non Members Countries are HDI, government spending on health, GDP per capita, and access to clean water. The development of HDI is still very important variable.
Penelitian
Tanggal Publikasi: 25 Jan 2023
Do Entrepreneur Aspect Matter on Cash Waqf Program at Islamic Organization Nahdlatul Ulama?
Cash waqf is one of model of waqf. Cash waqf empowerment program GERWAKU SENA by Nahdlatul Ulama is one of many programs to support reducing poverty program in Indonesia. Due to its purpose this program must be supported by valuable research. The objectives in this research to find the main problem and the best solution to optimize Gerwaku Sena NU using ANP analysis. By using ANP Analysis, we composed the problem and solution in entrepreneur aspect into two groups namely internal and external. The research finding that the most influential problems on the waqf activity is lack of entrepreneur skill to solve operational cost problem and managerial aspect. In line with this problem, supporting entrepreneur skill for human resource is the key factor support the program.